Is HRT covered by health insurance?

Hormone replacement therapy (HRT) refers to medications containing female hormones that aim to supplement low hormone levels in women during perimenopause and postmenopause. HRT can help relieve unpleasant menopausal symptoms like hot flashes, vaginal dryness, and mood changes.
Whether or not health insurance covers HRT depends on several factors:

How to find out if your plan covers HRT:

Strategies if HRT is not covered:

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